Is your life insurance protection confusing?

One family found themselves suffering thorough some very awkward moments when the main bread winner suffered a health failure, leaving him unable to work, and without a replacement income.

Tragically the spouse was forced to declare bankrupcy solely because the family was unsure, before this all happened, about what cash, income and benefits they'd have available in a dreaded claims situation such as a serious accident, illness or premature death.

My advice provides peace of mind by ensuring you avoid those awkward moments.

Feeling confused by what life insurance will do for you?
I work with the families of professionals, self-employed, and farmers who find ACC, and their life and disability income insurance package confusing, because they are unsure if the benefits will do what they expected them to do in a claim.

Why a check list would make your insurance less confusing
You'll gain peace of mind by making a short reference checklist of cash, income and benefits that are available when your working world caves in, due to the event of a dreaded health breakdown such as a serious accident, illness or premature death.

Then the benefits of any current insurance would be clearer and you'd understand your requirements in simple dollar terms.

Are you among those who don't know for sure if your current life insurance protection is really working for you? Ｉｔｓ an overwhelming thought, isn't it?
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"I was unsure if Neil could help my wife and I as we already had someone who helped us protect our lifestyle and business life risk protection.

I soon found out that Neil knew his stuff and my wife and I enjoy great value from our continuing business relationship."

Jeremy Gutsell
Senior Land Surveyor
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Life Insurance can be confusing and overwhelming. 
But understanding what would happen to your money at claim will give you back, certainty and control over your financial protection.

So why talk to me at Life Risk Limited?
You will gain peace of mind after you have been taken through our unique 7-part financial stress test. Our advice shows you in simple dollar terms the financial consequences of 7 dreaded life risk events. We present this information in an action plan which has proven itself by uncovering wasted insurance premiums, and overlooked gaps in cash flow at claim time.

How can you get a small preview of what we do?
To get a taste of our unique and hype-free approach to financial and insurance advice, I’d like to give you a valuable gift. As you can see we do comprehensive life insurance reviews, and it's difficult to give one away. But there is something I can give which will be of value to anyone living in New Zealand, and I’d like to do that now.

Your gift for visiting here today.
I’d like to provide you with a one page A4 Estate Planning Directory. When you  fill it for yourself and your family, it will create a valuable quick one-page reference, for when you need it most. It will be valuable because finding a whole lot of legal-type documents can be confusing for the family when you can't speak for yourself because you’re dead or disabled by sicknes or accident. (ie. When making a claim). So get your copy by clicking here.

And of course, the 1 page estate planning directory in (pdf format) is Free. So start your journey here with your copy.
Click on the button below

Enjoy your stay here. Be sure to bookmark this site. And tell your friends about it. There are lots of articles and some audio on this site. Be sure to look around.

I hope you enjoy it.

P.S. Feel free to give me a call. Phone 027 489 6141 or 0800 543 374